SeoulMarkets · tag
korea household credit
2 stories tagged “korea household credit”, each from official Korean data with its source and timestamp.
Korea's household debt quadrupled in 24 years. Who holds it barely changed.
Household credit went from ₩464.7t in 2002 to ₩2019.8t in 2026Q2 — 4.35 times. Commercial banks held 47.8% then and 50.6% now. The real swing was elsewhere.
Korean men now carry 14% more mortgage debt than women — in 2013 the gap was 1%
Bank of Korea borrower-level data: mortgage balance per borrower was ₩91.6m for men and ₩90.4m for women in 2013. By 2026Q2 it is ₩170.2m against ₩149.3m — a gap that widened in 47 of 53 quarters.