SeoulMarkets · tag
bank-loans
2 stories tagged “bank-loans”, each from official Korean data with its source and timestamp.
Korea is quietly moving onto floating rates — and companies are moving fastest
Over the year to June 2026 the fixed-rate share of won bank loans fell for every borrower: companies 39% to 31%, households 47% to 44%, mortgages 66% to 63%. More of the loan book now reprices when rates move. Not advice.
Every kind of Korean bank loan turned more variable this year. Companies moved fastest.
The fixed-rate share of outstanding bank loans fell across corporates, households and mortgages over the year to June. Companies led it, dropping nearly eight points to 31%. Mortgages stayed the most fixed, at 63%.